Dividend Reinvestment (DRIP) Calculator
Shows the long-term effect of reinvesting dividends.
Value with reinvestment
—
Share sends a link that reopens these numbers. Copy details pastes the full breakdown as a list.
Value without, including dividends taken —
Reinvestment gain —
Final shares —
Reading this —
The formula
each year: shares += shares × dividend ÷ price
New shares earn dividends of their own, which is where the compounding comes from. Dividends taken as cash are counted with no interest on them. Tax and fees are ignored.
What to watch out for
Growth rates are your assumptions, and real ones will vary.
Frequently Asked Questions
Is reinvesting dividends worth it?
Over long periods, usually, because the extra shares compound. The gain is small at first and grows with time.