Savings & Retirement

Savings goals, retirement, withdrawal rates and FIRE.

• Coast FIRE Calculator How much you need invested now so that growth alone reaches your retirement target.
• Emergency Fund Calculator Your emergency fund target from monthly essentials, and how long it will take to build.
• FIRE Calculator Your financial independence number, lean and fat FIRE targets, and years to get there.
• Net Worth Calculator Add up what you own and what you owe to get your net worth.
• Retirement Calculator How large a retirement pot you need for your spending, and the monthly saving to get there.
• Retirement Withdrawal Calculator (4% Rule) What a withdrawal rate gives you each year and how long the money lasts at a steady return.
• Savings Goal Calculator How much to save each month to reach a target by a given date.
• Sinking Fund Calculator How much to set aside each month for a known future cost.