Cash-on-Cash and Real Estate ROI Calculator
Shows the return on your own cash in a financed rental.
Cash-on-cash return
— %
Share sends a link that reopens these numbers. Copy details pastes the full breakdown as a list.
Cash invested —
Cash flow per year —
Mortgage payment per month —
Total ROI after the sale — %
Reading this —
The formula
cash-on-cash = yearly cash flow ÷ cash invested
Unlike cap rate, it includes the mortgage, so it shows the return on the money you actually put in. Selling costs and tax are not included.
What to watch out for
Take selling costs off the sale price to get a truer ROI, and include repairs and vacancy in running costs.
Frequently Asked Questions
What is the difference between cap rate and cash-on-cash?
Cap rate ignores financing. Cash-on-cash includes the mortgage and measures return on your cash.